{"id":15742,"date":"2026-08-12T15:17:53","date_gmt":"2026-08-12T14:17:53","guid":{"rendered":"https:\/\/masabidev.wpengine.com\/resources\/abt-vs-afc\/"},"modified":"2026-09-16T07:52:38","modified_gmt":"2026-09-16T06:52:38","slug":"abt-frente-a-afc-cual-es-la-diferencia","status":"publish","type":"resource","link":"https:\/\/www.masabi.com\/es\/resources\/abt-frente-a-afc-cual-es-la-diferencia\/","title":{"rendered":"ABT frente a AFC: \u00bfcu\u00e1l es la diferencia?"},"content":{"rendered":"<div class=\"block-acf-comparison-cards\"><section class=\"starboard-block comparison-cards-block wp-block-acf-comparison-cards surface surface--white section-padding--bottom comparison-cards-block--negative-positive eyebrow-colour--masabi-red\" id=\"comparison\" data-surface=\"white\" data-variant=\"negative-positive\">\n    <div class=\"wrapper wrapper--block-content\">\n                    <header class=\"comparison-cards-block__header\">\n                <p class=\"eyebrow\">Recursos<\/p>                <h2>Comparaci\u00f3n en paralelo<\/h2>                            <\/header>\n                            <div class=\"comparison-cards-block__grid\">\n                                    <section class=\"comparison-cards-block__panel comparison-cards-block__panel--negative\">\n                        <h3>Billetaje basado en cuentas (ABT)<\/h3>                        <p class=\"comparison-cards-block__body\">La cuenta \u2014no la tarjeta ni el dispositivo\u2014 es el billete. Los pasajeros validan al entrar y salir; el back office calcula la tarifa \u00f3ptima y realiza el cargo al medio de pago registrado. Admite l\u00edmites de tarifas, viajes multimodales y tarjetas bancarias sin contacto.<\/p>                                                    <ul class=\"comparison-cards-block__rows\">\n                                                                                                            <li><span aria-hidden=\"true\"><span class=\"starboard-icon\" aria-hidden=\"true\"><i class=\"fa-light fa-xmark\" aria-hidden=\"true\"><\/i><\/span><\/span>Gesti\u00f3n de cuentas en tiempo real<\/li>\n                                                                                                                                                <li><span aria-hidden=\"true\"><span class=\"starboard-icon\" aria-hidden=\"true\"><i class=\"fa-light fa-xmark\" aria-hidden=\"true\"><\/i><\/span><\/span>L\u00edmite de tarifas integrado<\/li>\n                                                                                                                                                <li><span aria-hidden=\"true\"><span class=\"starboard-icon\" aria-hidden=\"true\"><i class=\"fa-light fa-xmark\" aria-hidden=\"true\"><\/i><\/span><\/span>Funciona con cualquier tarjeta o dispositivo sin contacto<\/li>\n                                                                                                <\/ul>\n                                            <\/section>\n                                    <section class=\"comparison-cards-block__panel comparison-cards-block__panel--positive\">\n                        <h3>AFC tradicional<\/h3>                        <p class=\"comparison-cards-block__body\">El recaudo autom\u00e1tico (AFC) es la categor\u00eda general. El AFC tradicional utiliza tarjetas inteligentes de valor almacenado o billetes de papel en los que el valor o la validez se codifica en el propio soporte, no en una cuenta central. Incluye tarjetas inteligentes sin contacto tradicionales como Oyster, ORCA y Charlie Card.<\/p>                                                    <ul class=\"comparison-cards-block__rows\">\n                                                                                                            <li><span aria-hidden=\"true\"><span class=\"starboard-icon\" aria-hidden=\"true\"><i class=\"fa-light fa-check\" aria-hidden=\"true\"><\/i><\/span><\/span>La tarjeta debe estar presente para viajar<\/li>\n                                                                                                                                                <li><span aria-hidden=\"true\"><span class=\"starboard-icon\" aria-hidden=\"true\"><i class=\"fa-light fa-check\" aria-hidden=\"true\"><\/i><\/span><\/span>El valor se almacena en el soporte, no en la cuenta<\/li>\n                                                                                                                                                <li><span aria-hidden=\"true\"><span class=\"starboard-icon\" aria-hidden=\"true\"><i class=\"fa-light fa-check\" aria-hidden=\"true\"><\/i><\/span><\/span>Infraestructura dependiente del hardware<\/li>\n                                                                                                <\/ul>\n                                            <\/section>\n                            <\/div>\n            <\/div>\n<\/section>\n<\/div><div class=\"block-acf-resource-callout\"><section class=\"starboard-block resource-callout-block wp-block-acf-resource-callout surface surface--white section-padding--bottom resource-callout-block--misconception\" id=\"common-misconception\" data-surface=\"white\" data-treatment=\"misconception\">\n    <div class=\"wrapper wrapper--block-content\">\n        <div class=\"resource-callout-block__inner\">\n            <p class=\"eyebrow resource-callout-block__label\">Common misconception<\/p>\n                        <div class=\"resource-callout-block__body\"><p><strong>\u00abABT y AFC significan lo mismo\u00bb.<\/strong> No es as\u00ed. AFC es la categor\u00eda; ABT es una arquitectura espec\u00edfica y m\u00e1s moderna dentro de ella. Todos los sistemas ABT son sistemas AFC, pero no todos los sistemas AFC son ABT.<\/p>\n<\/div>        <\/div>\n    <\/div>\n<\/section>\n<\/div><div class=\"block-acf-accordion\">\n<section class=\"starboard-block accordion-block wp-block-acf-accordion surface surface--white section-padding--bottom eyebrow-colour--masabi-red\" id=\"faq\" data-surface=\"white\" data-source-mode=\"manual\" data-js=\"accordion\">\n    <div class=\"wrapper wrapper--block-content accordion-block__container\">\n                    <header class=\"accordion-block__intro\">\n                                    <p class=\"eyebrow accordion-block__eyebrow\">Preguntas frecuentes<\/p>\n                                                    <h2 class=\"accordion-block__title\">Preguntas frecuentes sobre ABT<\/h2>\n                            <\/header>\n        \n        <div class=\"accordion-block__items\">\n                                            <div class=\"accordion-block__item\">\n                    <h3 class=\"accordion-block__item-heading\">\n                        <button class=\"accordion-block__trigger\" type=\"button\" id=\"block_cceeb006902ffd532878c010ff6404fb-faq-trigger-0\" aria-expanded=\"true\" aria-controls=\"block_cceeb006902ffd532878c010ff6404fb-faq-panel-0\" disabled>\n                            <span>\u00bfABT requiere nuevos validadores?<\/span>\n                            <span class=\"accordion-block__indicator\" aria-hidden=\"true\"><\/span>\n                        <\/button>\n                    <\/h3>\n                    <div class=\"accordion-block__panel\" id=\"block_cceeb006902ffd532878c010ff6404fb-faq-panel-0\" aria-labelledby=\"block_cceeb006902ffd532878c010ff6404fb-faq-trigger-0\">\n                        <div class=\"accordion-block__panel-inner\">\n                            <p>No necesariamente. El SDK de validaci\u00f3n abierto de Justride permite que ABT funcione con su hardware actual. Si sus validadores pueden leer el tipo de identificador que desea admitir, pueden funcionar con ABT.<\/p>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n                                            <div class=\"accordion-block__item\">\n                    <h3 class=\"accordion-block__item-heading\">\n                        <button class=\"accordion-block__trigger\" type=\"button\" id=\"block_cceeb006902ffd532878c010ff6404fb-faq-trigger-1\" aria-expanded=\"true\" aria-controls=\"block_cceeb006902ffd532878c010ff6404fb-faq-panel-1\" disabled>\n                            <span>\u00bfQu\u00e9 ocurre si un pasajero no tiene un smartphone?<\/span>\n                            <span class=\"accordion-block__indicator\" aria-hidden=\"true\"><\/span>\n                        <\/button>\n                    <\/h3>\n                    <div class=\"accordion-block__panel\" id=\"block_cceeb006902ffd532878c010ff6404fb-faq-panel-1\" aria-labelledby=\"block_cceeb006902ffd532878c010ff6404fb-faq-trigger-1\">\n                        <div class=\"accordion-block__panel-inner\">\n                            <p>ABT funciona con tarjetas inteligentes, dispositivos wearables y tarjetas bancarias sin contacto, no solo con smartphones. Los pasajeros no necesitan utilizar una aplicaci\u00f3n para beneficiarse de la emisi\u00f3n de billetes basada en cuenta.<\/p>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n                                            <div class=\"accordion-block__item\">\n                    <h3 class=\"accordion-block__item-heading\">\n                        <button class=\"accordion-block__trigger\" type=\"button\" id=\"block_cceeb006902ffd532878c010ff6404fb-faq-trigger-2\" aria-expanded=\"true\" aria-controls=\"block_cceeb006902ffd532878c010ff6404fb-faq-panel-2\" disabled>\n                            <span>\u00bfC\u00f3mo se encuentra la mejor tarifa?<\/span>\n                            <span class=\"accordion-block__indicator\" aria-hidden=\"true\"><\/span>\n                        <\/button>\n                    <\/h3>\n                    <div class=\"accordion-block__panel\" id=\"block_cceeb006902ffd532878c010ff6404fb-faq-panel-2\" aria-labelledby=\"block_cceeb006902ffd532878c010ff6404fb-faq-trigger-2\">\n                        <div class=\"accordion-block__panel-inner\">\n                            <p>El back office analiza la cuenta del pasajero, su historial de viajes del d\u00eda o de la semana y las reglas tarifarias configuradas por la agencia, y aplica autom\u00e1ticamente el producto que ofrece al pasajero la tarifa m\u00e1s baja para sus viajes.<\/p>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n                                            <div class=\"accordion-block__item\">\n                    <h3 class=\"accordion-block__item-heading\">\n                        <button class=\"accordion-block__trigger\" type=\"button\" id=\"block_cceeb006902ffd532878c010ff6404fb-faq-trigger-3\" aria-expanded=\"true\" aria-controls=\"block_cceeb006902ffd532878c010ff6404fb-faq-panel-3\" disabled>\n                            <span>\u00bfCu\u00e1nto tarda una implementaci\u00f3n de ABT?<\/span>\n                            <span class=\"accordion-block__indicator\" aria-hidden=\"true\"><\/span>\n                        <\/button>\n                    <\/h3>\n                    <div class=\"accordion-block__panel\" id=\"block_cceeb006902ffd532878c010ff6404fb-faq-panel-3\" aria-labelledby=\"block_cceeb006902ffd532878c010ff6404fb-faq-trigger-3\">\n                        <div class=\"accordion-block__panel-inner\">\n                            <p>Masabi ha completado implementaciones de ABT en 11 meses, desde la firma del contrato hasta la puesta en marcha. El enfoque de configurar en lugar de desarrollar elimina las principales causas de retraso en los proyectos tecnol\u00f3gicos tradicionales de transporte p\u00fablico.<\/p>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"featured_media":0,"template":"","resource_type":[192],"class_list":["post-15742","resource","type-resource","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>ABT frente a AFC: \u00bfcu\u00e1l es la diferencia? - Masabi<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.masabi.com\/es\/resources\/abt-frente-a-afc-cual-es-la-diferencia\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ABT frente a AFC: \u00bfcu\u00e1l es la diferencia? 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