PARTNER - MASTERCARD

Mastercard

Mastercard Payment Gateway Services is one of Justride's natively integrated gateways, so agencies get a proven payment path without the cost and risk of building a new one.

2012

Working together since

20+

Deployments

Live

Status

How the integration works

  1. Rider taps or buys.

    A contactless card at the validator, or a purchase in the app or on the web.

  2. Justride assembles the transaction.

    Fare rules, capping and any entitlements are applied in the back office before anything is charged.

  3. MPGS handles authorisation.

    The gateway carries the transaction to the schemes and returns the result.

  4. Settlement and reconciliation.

    Funds settle to the acquirer and the transaction lands in Justride reporting, reconciled against the journey.

Key benefits for agencies

  • No new gateway integration.

    MPGS is natively integrated with Justride, so agencies avoid the cost, timeline and risk of connecting a new one.

  • Lower fees through shared volume.

    Routing multiple Justride agencies through a common gateway achieves economies of scale a single agency's volume could not negotiate.

  • Proven at transit peaks.

    The combination handles event-day and rush-hour surges without degradation.

  • One less thing to certify.

    Masabi holds the PCI compliance and EMV certifications required with the gateway, so they don't land on the agency's desk.